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Health Care In This Country

I would like to share a personal story about HEALTH CARE in this Country.  I’m not trying to make your decisions, I am however, trying to understand the stupidity of Doctors who use scare tactics if you don’t have Health Care.  I’m not happy over the fact that I am a widow raising to 2 teenage children on my own.  My husband, who was the main bread winner, died leaving me his debt that I am obligated to pay.  I was given no choice.  I applied for health insurance after his health coverage cancelled the policy because of his death.  I applied with a Health Insurance Company, but my children and I were denied because I take thyroid medication and my children’s doctor would not release their medical history because they were minors.  I was never given the option of allowing their medical files to be released.  It’s hard to know what to do when you are confronted with a situation you have never had to handle.  I’ve grown up since then and the stress I went through with my husband’s death that took a while to get over.

In that while of growing up I kept hearing my Great Grandfather telling me as a child to “pay attention to your surroundings”.    What I found in my surroundings was arrogant self serving people who only cared about how much they used you and made in dollar signs, off of you.

3 years and 9 months ago on New Year’s day my daughter was called by a neighbor to come and babysit their 9 year old daughter.  The father of the child was playing golf and afterwards drinking at the “Counry Club”.  The mother left her child home alone while she went to the bar.  The girls were watching T.V. when the father came home and told them to go outside and play on the trampoline. What do kids do when they are told by adults to do something, they usually do it.  My daughter broke both of her lower leg bones in half.  The father had left, didn’t tell the girls and when his daughter called him he refused to come home.

My daughter laid on a trampoline for 30 minutes in pain because the father didn’t believe it actually happened when his daughter called him.  My daughter finally called me and I showed up before the father who was closer to the house than I was.  $34,ooo.00 in medical bills and a lawsuit that has taken 3 years and 9 months to settle and I lost my job staying home to take care of her for 6 weeks because there was no one else to do it. My daughter couldn’t even get to the bathroom by herself.  I was denied State benefits to cover her medical bills because I had a retirement account left to me by my husband.

I was unemployed because the economy fell and jobs were suddenly hard to come by in the state of Arizona.

Fast forward to this year in June.  My 16 year old son, an honor student, was complaining of pain in his rib cage and chest area.  His doctor requested I send him to Phoenix Children’s Hospital.  He was in the hospital 6 hours on an EKG machine.  Three doctors said all he had was inflammation in his rib cage.  He was given Ibuprofen and was fine, until the Cardiologist’s office called to do another EKG.  My sons entire hospital bill was $1300.00 for 6 hours, the Cardiologist charge me $847.00 for one EKG and my son was in that room with a nurse practitioner for 10 minutes.  Several days went by before that office called and wanted to do a stress test I refused because of their prices and the nurse practitioner told me on the phone he was extremely ill and could drop dead at any moment and I would be responsible. I didn’t believe her so she had the Cardiologist call me to tell me the same thing over the phone. They gave gave him an echo gram instead and did not charge me.  They waited a week to give me the result that showed nothing.  So they re-asked for the for a tread mill test at no charge, however the bill came later, over 800.00 dollars.  Then they wanted to do an MRI for $10,ooo.oo that had to be paid up front. He didn’t get the test.

Every test my son had he was told NOT to EAT before that test.  The nurse practitioner showed me a comparison to the hospital tests and told me he was extremely ill.

I’m not that stupid, I got a second opinion by 2 doctors.  I was told to make sure he had food on his stomach before the EKG.  In the end the only thing wrong with him was he drank to much water that flushed all of his electrolytes out of his  body. He was told to drink Gator Aid and he has been fine every since then.  His EKG’s have been normal since.

My point to this blog, for those of you who want to call Government Health Care Socialized Medicine I really could care less, you can call it whatever you want.  I have dual citizenship with Ireland, however, when I was living in England I fell and broke my ankle.  I was taken to the hospital, a cast was put on and I didn’t pay a dime of money I didn’t have.  There are millions of citizens in this Country who can’t afford Health Insurance and just can’t get it because of a “pre-existing condition”.

By the way, my son was also denied State Health Care because I receive Social Security Death Benefits that the State of Arizona claims to be more than enough that is suppose to go to health insurance and a college fund.  Obviously, they haven’t checked the price of food, gas or the job market in Arizona lately and I am State Licensed in my profession.  I’m lucky to work 3 days a month.

It’s really sad that political promises  by State Officials are nothing more than promises and a bag full of lies. Be very careful of who you vote for in your State next year.

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Buyers Beware of Insurance Companies

There are thousands of people in this Country that judge what they see in T.V. commercials to be the truth to save money on a to good to be true scheme.  At least one Insurance Company that pays millions of dollars in commercial advertising that is the biggest rip off company that you could choose.  If you are watching commercials from Progressive , who offers a multitude of Insurance BEWARE that what you hear in these commercial in not fact based. Progressive uses AUTO OWNERS INSURANCE who actually thinks every accident is YOUR fault and you need to pay for it out of your pocket.

Should you complain about their system and why they haven’t contacted you they will defiantly give you the run around until you get so frustrated you have to file a lawsuit. However, don’t expect that lawsuit to end anytime soon because they will to anything, at all costs, to avoid making a decision.

Unfortunately when my husband died I could no longer afford medical insurance.  My next door neighbor’s father was wealthy and owned a business that was given to her oldest sister. Her sister has a daughter who it a trained gymnast, who has a trampoline.  My daughter was called on New Years Day to come and babysit her 9 year old.  The mother went out drinking with her friends and the father was playing golf.  Since my daughter had taken classes with the American Red Cross and had baby-sat many times before, without any incident, I really didn’t think it was much of a problem.  My concern was a 9 year old child that was left alone, when her parents obviously thought she was unable to stay by herself after they left her alone by herself.    I took my daughter to the house.  The little girl was watching T.V. so my daughter sat down with her.  Several minutes later the father came home and told the girls to “go outside and play on the trampoline”.

When children are told by a male authority figure to go do something, they usually, don’t question the command.  The girls did exactly what they were told.  Unfortunately, the trampoline was broken and the parents knew it. My daughter broke her 2 lower leg bones in half and had to have surgery and titanium rods put in her leg. The child that lived in the house ran inside to get her father, but he had left without telling them.   The child of the house found a cell phone and called her dad.  He was at the drug store buying alcohol and snacks and told my daughter her leg wasn’t broken and to shake it off and walk it off.  After 45 minutes and 3 phones to the father he told my daughter to call her mom.  I got there before the father.  He assured me her medical bills would be covered by there insurance.

Go figure wealthy people with cheap a insurance company that don’t pay on accidents. My daughters medical bills were over $30,000.00.  I was denied State insurance because I had a retirement account that I refused to “give away”.

I filed a lawsuit and it’s been over 2 1/2 years and they refuse to even acknowledge my attorney’s final offer before going to trial.

I am just forewarning you before you make a mistake of using “AUTO OWNERS INSURANCE COMPANY”.  Find a reputable Insurance Company.

Should All Illegal Drugs Be Legalized

If I didn’t live in Arizona and my late husband didn’t die because of the stupidity of himself and the arrogance of the drug runners from Mexico, I probably wouldn’t be so irate over  some of the Dumb-Asses in this Country pushing to legalize ALL illegal drugs.  Are these people really that ignorant to think no one is going to buy them just because they are legal?  There are 900,000 thousand teenagers selling drugs in this Country.  Are all of YOU parents really that stupid  that you just don’t have the time or even care to monitor what your own children are doing?  You brought them into this world and it is your legal right and job to know everything they are doing and the type of  people they are hanging out with.  Of course, kids never like parents telling them what to do, but how much to you really know what these drugs do to the body and the brain of a human being?  

My kids saw what crystal meth did to their father. He became mentally ill from the drug and ended his life by hanging himself, but not before he tried to kill us well over 6 times.  They live with it everyday of their life, since he committed suicide, knowing what they went through with him .  They saw and experienced things kids should never have to deal with in a lifetime. Unfortunately,  The Arizona Courts were not sympathetic and made me beg for two Orders of Protection for my kids and myself.  It was worth it, my son is an honor student and my daughter, well, she is still a bubble head, but she stays away from all kids that have anything to do with drugs, stealing and lying just to cover themselves.

I know who my kids friends are because I have that right as a parent to know everything they are doing.  

Personally, I really believe that we should have our own military controlling the American side of the border, but if you don’t live in a border state, you really couldn’t possibly understand the magnitude of the problem.  We are the highest ranked State in kid napping and illegal drug use.   It becomes just another News story that people just don’t want to hear about because it’s easier not take back control of what is going on around you.  Grow up because it will never get better until you stand up and fight for your rights as an American.  It not just the border states being affected, it has become the problem of an entire Country.

Is Global Warming a Reality

From my best friends perspective, living in Ohio during the ice storm, the Eastern portion of the United States is getting colder in the winter and more humid and weather dramatic  in the summer and from my perspective the Desert Southwest, where I live, it’s getting hotter in the summer and colder in the winter. From the Government’s perspective, based off of millions of taxpayer dollars, people breath to much emitting carbon poisons that pollute the air and have to many children to feed and diaper, too many car emissions that we pay boo coo bucks to get licensed every year, as the Government allows the cutting down of the Rain Forest to rid it of “dead growth”, while they allow the wood to be used to build cheesy homes no one can afford, yet we are funding Banks no one can get a loan in leaving our credit reports ruined, which unable us to move forward in our lives. Too many air polluting cars and earth polluting nuclear waste, not to mention the sea polluting aliens spaceships living in the oceans leaving nuclear waste.  HMMM!

Now we have been accused of being a Nation of Cowards that fight for the FREEDOM of this Country and always have, from that one Government jerk that was born and raised here. Dang, it doesn’t sound to promising for the planet as we begin the movement out of the Industrial Age.  

Everyone has an opinion, remember freedom of speech, which is a must, but not necessary for Government Officials making ignorant comments to the public.    

Things will be tuff for all U.S. Citizens for a while and the world as a whole, while other people quit believing there is no Higher Power or our Higher Power comes from aliens beings. We are in an 11 year, which is a spiritual year. You were given the Power of Choice, make good use of it, cause we may be wrong about our personal opinion’s.

For those who don’t believe in anything changing in 2012, well it may not be a perfect year, but it will get better.  I know it’s a wait, but right now you don’t have a choice.

In the mean time, stick your head out the window and scream at the top of your lungs “I m mad as Hell and I’m not going to take it anymore.”  Then do something about it.

What Does Laughing Have To Do With Anything

There aren’t many people in this Country that find anything amusing these days.  Many people who were once middle to upper middle class are unemployed, have lost or are losing their homes and can’t feed their children.  Take heart it’s not just this Country suffering lack of jobs and loss of property.  My cousin is going through pretty much the same thing in England right now.

 

My father used to say no mater how bad things get, it could be worse.  He was right with that statement and I am going to tell you why.   There is a neighbor that lives down the street and around the corner from me.  He lost his job and medical insurance because he couldn’t afford to pay the medical insurance premiums through Cobra.  His wife worked, but their main income was gone.  They lived off of their savings and credit cards, trying to hang on until things got better, but it only got worse.  Eight weeks ago he had an electrical short in the wiring in his attic and it caught fire to his house. He got his family out and the fire department was called by a neighbor.  

 

This man was so stressed over everything going on a few days later he suffered a heart attack and the paramedics had to be called.  He was unconscious and they had to shock him to resuscitate him.  He woke up in the hospital the next day.  His wife visited him everyday and on the 5th day of his hospital stay, when he was feeling somewhat better, she reminded him that they were now over $200,000.00 in debt with no medical insurance and he was unemployed. His wife told me a few days ago, when I bumped into her at the store, that after she reminded him of how bad their finances were he started to laugh until he was hysterically laughing.  His wife thought he had literally lost his mind and buzzed for the nurse, who got the staff doctor in to see him immediately because he couldn’t wouldn’t stop laughing hysterically.  

 

Take “Heart”  the doctor told him the more laughing and physical exercise you do the more anxiety you release and the stress starts to subside helping you to focus better on new opportunities.  He also suggested a pet, to which, if you really love your pet, they help to absorb negative energy from the humans they love, which is why when you get depressed or agitated your pet seems to either sympathize or pull your attitude and you don’t know why.

 

Yesterday, my neighbor, his wife and their new puppy were walking down the street in front of my house.  Their homeowners insurance company still has not settled on fixing their roof and that have plastic sheets covering the wholes.  My next door neighbor was in her front yard that is fenced talking to my daughter that was in her yard.  My daughter had on backless shoes and she got so excited to see this puppy she went to step back and caught her shoe on the driveway and fell flat on her butt.   Ya just couldn’t help but laugh hysterically.   (all she ended up with was bruised ego and highly embarrassed)

 

By the way, my neighbor’s family and friends have financially help them reduce their debt, but they are still struggling, as so many people are.  Take a stress break and laugh.

 

So……. what tickles your funny bone?

How Many People Live in the United States?

How Many People Live in the United States? It seems to be the question of this New Century. Our own Government won’t give an exact figure because they don’t care to check with the IRS and Social Security.  

 

How many of those citizens are legal?   You know, those non citizens, that are collecting benefits from States who just don’t give a rats ass about checking their background.  

 

Lets narrow this down.  The amount of illegals living here is roughly 20 to 37 million. Some of these people aren’t paying taxes yet getting food stamps, medical benefits, and their children are allowed to attend public school, in which, many classes are taught in bi-lingual (English-Spanish) languages. This language barrier does create problems for American born children, who speak English, that loose focus on the class while waiting for the illegals to get their class in Spanish.  I have 2 children that have put up with this in public school.  The Government wants these American Kids to be our future Presidents?

 

Another question arises.  How many French, German, Bosnian, Chinese and a multitude of other nations, who have their children in public schools, in this Country that get their teachings in their languages.  Maybe the French Quarter in New Orleans or the Chinese in San Francisco. 

 

The point is, this Country, speaks American English. Not British English, not Spanish or Spanglish, not French or Chinese.  

 

Another problem has now arisen in this Country.  The Federal Government wants to pay out 700 billion dollars to bail out the Financial Institutions.  700 BILLION DOLLARS, yet there is roughly 296 million People to 320 million people who live here.  Would it not make more sense to give everyone who legally lives here some of that money to spend to stimulate the economy, pay their debt, buy food, get medical insurance, pay for gas and have a home to live in?  You know the now low life American Citizens who actually support this Country.  Even if they just paid the American Born adults who file taxes half that amount this Country would be better off stimulating our very own Economy than the Jackasses in Washington who allow plenty of Special Interest Money that serves no purpose to the majority of the American People.  

AMERICANS, we are the ones paying this BAILOUT.  The money in this Country comes out of your pocket.  The Government doesn’t doesn’t have money, the Middle Class supports this Country.

 

How many of you have had their phone lines tapped?  I have, because I speak my mind.  I always thought, before this incident, that I was entitled to FREEDOM OF SPEECH.  Stupid me for not giving my attention to something I took for granted. 

 

WE THE PEOPLE CAN’T SAVE OURSELVES UNTIL WE SAVE OUR GOVERNMENT, which is pretty sad that the Doctrine we now live under has taken away our FREEDOM as citizens.  

 

It’s time to take a stand as Americans, whose benefits, benefit the illegal aliens.  I realize this Country is made up of Immigrants, but our families of the past became Citizens through proper Channels.  Amnesty of illegal aliens isn’t going to fix the problem.  It didn’t in the past and it won’t work now to save the Asses for our very own Government.

 

Unfortunately, we have now become the questionable laughing stock of the World.

 

IT’S TIME TO VOTE THEM ALL OUT OF OFFICE AND BAN LOBBYISTS.

Where do your Animals Rate in Your Own Life?

To the lot of you that have pets roaming your household, you are animal lovers.  I am no different than other animal lover people, however, when you have a 14 year old child who thinks we should own every animal on the planet, it can get a little pricey in a bad economy.  What those children don’t understand, when those pets we love so much get sick it can cost as much as a human that gets sick who doesn’t have medical insurance.  There are States that have pet insurance, but sometimes it cost more than Human Insurance.  If you can’t afford Human Insurance, then you definitely can’t afford Pet Insurance.

I’m not blaming this all on my daughter, I am just as guilty as she is, allowing myself to bring in rescue animals.  Every single animal I now have has been rescued, except for one 17 year old cat that my veterinarian gave me as a wedding gift. How can you say no to a wedding gift gracefully, even though I tried with 3 other cats I already had?  That doesn’t mention the 3 parakeets that other people caught and didn’t know what to do with, but singled me out, when they didn’t know anything about birds.  I didn’t see bird specialist written on me anywhere, but I learned fast about birds.  

What I have left is 2 tiger cat sisters that my kids and a neighbor child, that broke into an abandon house and rescued, without asking an adult prior to their burglary. (NO charges were pressed)   I hate when they don’t consult a parent and just do what they want. However, the kittens they brought home are good kitties, though, each of them looks like one of my children and they bonded with the one they look like.   

Through all of this, my daughter has brought home, hamsters, rats, and a guinea pig.  I will leave the 20 gallon fish tank out of this, that is now empty, that she left me to take care of for 4 years. It’s up for sale at the moment.

As the story goes I ended up rescuing a 4 month old Ridgeback dog, which the owner insisted I take her Pit Bull Puppy as well.  Not knowing the background of the Pit Bull and having young children I just had to refuse. I had a next door neighbor’s Pit Bull attack another neighbors German Shepherd in my front yard. The Pit Bull tried to jump my fence as puppy when my very young children were in the backyard playing. 

However, my new Ridgeback, that I was told by a Vet, was a German Shepherd mix, which wasn’t anything other than a full blooded Ridgeback after a thorough investigation with an expert. She’s an awesome dog. She has had her moments potty training as a puppy (I have tile floors, which didn’t bother me at all, but I put in a doggy door that took her less than day to use) with her wanting dominance over her family.  That doesn’t even mention her health problems she has had.  I think it’s those health problems from a pure bred dog that gets to me the most.

Right after her first birthday the protective Ridgeback, of her children, was barking at someone walking down the alley. That person in the alley threw a piece of wood, that had a nail in it, into my backyard. Unfortunately my dog stepped on that nail cutting her foot while she trying to protect her property and “her family” which caused her to get tetanus.  She lost the muscles in her head, but was put on meds and recovered.  Everything was fine, until my cousin, who worked for the Humane Society called to tell me they were putting 2 six week old  puppies down because they were over crowded and had no place for them.  I was irate over it.  I wanted to take both of them, but the Humane Society wouldn’t let me, so I had a verbal out loud tantrum, which prompted a man, who is now my friend, to take the other puppy.  They were both males and had been neglected, fed with scrapes of food from the table and had other health issues I had to pay for meds to fix on the one I took.

The people who originally owned them turned them lose on a busy street at six weeks old. A woman almost hit both of them in her car. She stopped her car and ended up taking them to the Humane Society, that was already over-crowded. Those puppies are now 2 years old and healthy and happy with their owners.  They have become family members.

The point of this post is to make others aware of the fact that taking on any animal can and will cost you money that you don’t have, those animals become your children, while you have them.  They need love and give love, they need affection and give affection, they also need to be financially supported, just like Human Children, because they are also your children.  

If you have to leave your home because of weather, don’t leave your animals behind. You are their best friend and only family.

I’ve been through trials with everyone of my animals.  I am thankful that my teenagers take on the responsibility of covering for me when I’m not home.

If you love your animals as you would your own children, then you need to beware of underground rodents that dig up your property.  Those rodents carry bacteria and other diseases, that should your pet try to kill or kill can do more harm to them than you can imagine.  

My 4 year old Ridgeback, protector of her family, could no longer stand the gofers digging in her backyard so she dug the gofer out of the ground and killed it, then left it in my daughters room as a gift. My bubble-headed daughter didn’t get it. Unfortunately my Ridgeback got a bacteria and has been on 5 medicines for the last 3 months.  It’s just as hard to see your pet suffer as you would your own child, if you really love your animals.  

It’s also hard to make your other animals understand, especially another canine who thinks of the older one as a parent.

My Ridgeback is better, but not fully recovered, as of yet.  

If you love your animals as much as you love your own kids please watch them and protect them as if they are your children.  They are actually smarter than your kids.  Humans need to pay more attention to with what is going on around them, their children, and their animals.

If you don’t love your animals as you would your own kids then you don’t need to have animals.